:root{--navy:#0a1a33;--navy-2:#10294f;--navy-3:#16386b;--gold:#c9a227;--gold-light:#e6c65a;--white:#ffffff;--ink:#1a1a1a;--muted:#5b6b82;--bg:#f4f6f9;--card-border:#e2e8f0}*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;background:var(--bg);color:var(--ink);line-height:1.6}a{color:inherit}.header{background:var(--navy);color:var(--white)}.header-inner{max-width:1080px;margin:0 auto;padding:16px 24px;display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}.brand{font-size:26px;font-weight:800;letter-spacing:2px;color:var(--white);text-decoration:none}.brand span{color:var(--gold)}.nav{display:flex;align-items:center;gap:20px;flex-wrap:wrap}.nav a{color:var(--white);text-decoration:none;font-weight:600}.nav a:hover{color:var(--gold-light)}.btn{display:inline-block;padding:10px 22px;border-radius:8px;font-weight:700;text-decoration:none;border:2px solid transparent;cursor:pointer}.btn-gold{background:var(--gold);color:var(--navy)}.btn-gold:hover{background:var(--gold-light)}.btn-outline{background:transparent;color:var(--white);border-color:var(--gold)}.btn-outline:hover{background:var(--gold);color:var(--navy)}.hero{background:var(--navy);color:var(--white);padding:64px 24px 72px;text-align:center}.hero h1{margin:0 0 16px;font-size:44px;line-height:1.15}.hero h1 span{color:var(--gold)}.hero p{max-width:640px;margin:0 auto 28px;font-size:18px;color:#d6deea}.hero-actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}.section{max-width:1080px;margin:0 auto;padding:56px 24px}.section h2{margin:0 0 8px;font-size:30px;color:var(--navy);text-align:center}.section-sub{text-align:center;color:var(--muted);max-width:640px;margin:0 auto 36px}.plans{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));grid-gap:24px;gap:24px}.plan-card{background:var(--white);border:1px solid var(--card-border);border-radius:12px;padding:28px}.plan-card.featured{border:2px solid var(--gold)}.plan-card h3{margin:0 0 4px;font-size:24px;color:var(--navy)}.plan-price{font-size:34px;font-weight:800;color:var(--navy);margin:8px 0 4px}.plan-price small{font-size:16px;font-weight:600;color:var(--muted)}.plan-fee{font-size:18px;font-weight:700;color:var(--gold);margin:0 0 16px}.plan-card ul{margin:0 0 20px;padding-left:20px;color:var(--ink)}.plan-card li{margin-bottom:8px}.badge{display:inline-block;background:var(--gold);color:var(--navy);font-size:12px;font-weight:800;letter-spacing:1px;padding:4px 10px;border-radius:999px;margin-bottom:12px}.plan7{background:var(--navy);color:var(--white);border-radius:12px;padding:36px;text-align:center}.plan7 h2{color:var(--gold)}.plan7 p{max-width:640px;margin:0 auto 12px;color:#d6deea}.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));grid-gap:24px;gap:24px}.step{background:var(--white);border:1px solid var(--card-border);border-radius:12px;padding:24px}.step-number{display:inline-block;width:36px;height:36px;line-height:36px;text-align:center;border-radius:50%;background:var(--gold);color:var(--navy);font-weight:800;margin-bottom:12px}.step h3{margin:0 0 8px;color:var(--navy)}.step p{margin:0;color:var(--muted)}.example{background:var(--white);border:1px solid var(--card-border);border-radius:12px;padding:28px;max-width:720px;margin:0 auto}.example table{width:100%;border-collapse:collapse;margin-top:12px}.example td,.example th{text-align:left;padding:10px 8px;border-bottom:1px solid var(--card-border)}.example th{color:var(--navy)}.example td:last-child,.example th:last-child{text-align:right}.example .total td{font-weight:800;color:var(--navy);border-bottom:none}.footer{background:var(--navy);color:#d6deea;padding:32px 24px;text-align:center;font-size:14px}.footer strong{color:var(--gold)}.notice{background:#fff8e1;border:1px solid var(--gold);border-radius:12px;padding:24px;max-width:640px;margin:0 auto;text-align:left}.notice h3{margin:0 0 8px;color:var(--navy)}.form{display:flex;flex-direction:column;gap:14px;max-width:420px;margin:24px auto 0;text-align:left}.form label{font-weight:700;color:var(--navy)}.form input,.form select{width:100%;padding:12px;border:1px solid var(--card-border);border-radius:8px;font-size:16px;background:#f8fafc}.form input:disabled{cursor:not-allowed}.error{background:#fde8e8;border:1px solid #e02424;color:#9b1c1c;border-radius:8px;padding:12px 16px;max-width:420px;margin:16px auto 0}.form-link{text-align:center;margin-top:20px;color:var(--muted)}.form-link a{color:var(--navy);font-weight:700}.panel-card{background:var(--white);border:1px solid var(--card-border);border-radius:12px;padding:28px;max-width:640px;margin:0 auto}.panel-card dl{margin:0 0 20px}.kv{display:flex;justify-content:space-between;gap:16px;padding:10px 0;border-bottom:1px solid var(--card-border)}.kv:last-child{border-bottom:none}.kv dt{color:var(--muted)}.kv dd{margin:0;font-weight:700;color:var(--navy);text-align:right}.notice-inline{background:#fff8e1;border:1px solid var(--gold);border-radius:8px;padding:12px 16px;margin:0 0 20px;color:var(--navy)}.btn-navy{background:var(--navy);color:var(--white)}.btn-navy:hover{background:var(--navy-3)}